1. Acceptance of Terms

These Terms and Conditions (“Terms”) govern your access to and use of the website, software, applications, and services (collectively, the “Services”) provided by Online Technologies Limited (“Company,” “we,” “us,” or “our”).

By accessing or using our Services, you agree to be legally bound by these Terms. If you do not agree, you must not use the Services.

You must be at least 18 years of age (or the age of majority in your province or territory) to use our Services.

2. Description of Services

Online Technologies Limited provides technology-related services, which may include:

• Software development
• SaaS (Software-as-a-Service) solutions
• Cloud-based tools
• IT consulting
• Digital platforms and applications

We reserve the right to modify, suspend, or discontinue any Service at any time without prior notice.

3. User Accounts

If you create an account:

• You must provide accurate and complete information.
• You are responsible for maintaining the confidentiality of your login credentials.
• You are responsible for all activity under your account.
• You must notify us immediately of unauthorized access.

We reserve the right to suspend or terminate accounts that violate these Terms.

4. Payment Terms (If Applicable)

Where Services are paid:

• Fees are listed in Canadian Dollars (CAD) unless otherwise specified.
• Payment must be made in accordance with the billing terms provided.
• Late payments may result in suspension or interest charges permitted under applicable law.
• All fees are non-refundable unless otherwise stated.
• Taxes (including GST/HST/PST) will be charged where applicable under Canadian tax law.

5. Intellectual Property

All content, software, trademarks, logos, and materials provided by Online Technologies Limited are the exclusive property of the Company or its licensors.

You are granted a limited, non-exclusive, non-transferable license to use the Services for lawful purposes only.

You may not:

• Copy, modify, or distribute content without permission
• Reverse engineer or attempt to extract source code
• Use our intellectual property for commercial purposes without authorization

6. Acceptable Use

You agree not to:

• Use the Services for unlawful purposes
• Upload harmful, abusive, or infringing content
• Attempt to interfere with the security or integrity of our systems
• Violate any applicable Canadian law or regulation

We may suspend or terminate access for violations.

7. Privacy

We collect, use, and disclose personal information in accordance with:

• The Personal Information Protection and Electronic Documents Act (PIPEDA)
• Applicable provincial privacy legislation

Please review our Privacy Policy for details on how your personal information is handled.

8. Limitation of Liability

To the maximum extent permitted under Canadian law:

Online Technologies Limited shall not be liable for:

• Indirect, incidental, special, or consequential damages
• Loss of profits, revenue, data, or business opportunities
• Service interruptions or technical failures

Our total liability shall not exceed the amount paid by you for the Services in the preceding 12 months.

Some provinces may not allow certain limitations; in such cases, liability is limited to the maximum extent permitted by law.

9. Indemnification

You agree to indemnify and hold harmless Online Technologies Limited, its directors, officers, employees, and affiliates from any claims, damages, or losses arising from:

• Your misuse of the Services
• Your violation of these Terms
• Your violation of applicable laws

10. Third-Party Services

Our Services may contain links to third-party websites or services. We are not responsible for third-party content, privacy practices, or policies.

Use of third-party services is at your own risk.

11. Termination

We may suspend or terminate your access:

• If you breach these Terms
• If required by law
• For operational reasons at our discretion

Upon termination, your right to use the Services immediately ceases.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of:
[Province, e.g., Ontario, Canada], and the applicable federal laws of Canada.

Any disputes shall be resolved in the courts located in that Province.

13. Dispute Resolution (Optional Clause)

Before commencing legal proceedings, the parties agree to attempt to resolve disputes through good-faith negotiations.

Optional: Disputes may be referred to mediation or arbitration in accordance with Canadian arbitration rules.

14. Force Majeure

We are not liable for delays or failure to perform due to events beyond our reasonable control, including natural disasters, cyber-attacks, government actions, or internet outages.

15. Changes to These Terms

We reserve the right to update these Terms at any time. Updated versions will be posted on our website with a revised “Last Updated” date.

Continued use of the Services constitutes acceptance of the revised Terms.

16. Contact Information